Music as a Muse

Writers out there. How influential is music as your muse, the initiator of ideas, an influence in what you write?

For me, not so much. It's often a distraction if I play music when I work, and I don't think I hear the lyrics well enough to make use of them. I love music to relax after hours though.

Readers: do you listen to music when you read? Music with lyrics. How do you separate the words on the page from the ones in the tune? I cannot read with lyrics.